Does Auto Insurance Cover Roadside Assistance?

All drivers know how unpredictable it can be out on the road. From flat tires to dead batteries, roadside emergencies can catch you off guard. But does your auto insurance cover roadside assistance? The answer depends on your policy and provider.

Roadside Assistance as an Add-On

In most cases, a standard auto insurance policy may not include roadside assistance. However, it is often available as an optional add-on. By including this coverage, you may be able to access services such as towing, jump-starts, lockout assistance, fuel delivery and help with flat tires. While it may increase your premium slightly, the convenience and peace of mind it offers are often worth the cost.

Standalone Roadside Assistance Programs

Some insurers partner with standalone roadside assistance programs that offer discounted or complementary services to policyholders. If your insurance policy doesn’t include roadside assistance, you might still qualify for discounts or added benefits through these types of partnerships.

What’s Typically Covered

Roadside assistance may cover the following:

• Towing services
• Battery jump-starts
• Lockout assistance
• Fuel delivery
• Flat tire services

It’s important to review your policy to know exactly what’s included. The value of roadside assistance depends on your driving habits and budget. For those who frequently travel long distances or drive older vehicles, roadside assistance can be a lifesaver. It can also be useful for anyone who prefers a quick and reliable solution during an emergency.

Learn More

Check with your insurance provider to see if your auto insurance includes roadside assistance or if it can be added to your policy. With the right coverage, you can drive with confidence, knowing help is just a phone call away. Contact Primero Insurance today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.